Legal Memorandum: Accrual of a Cause of Action in NY

Issue: When does a cause of action accrue in New York?

N.Y. C.P.L.R. 203(a), (g)  

(a) Accrual of cause of action and interposition of claim.  The time within which an action must be commenced, except as otherwise expressly prescribed, shall be computed from the time the cause of action accrued to the time the claim is interposed.  

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(g) Time computed from actual or imputed discovery of facts. Except as provided in article two of the uniform commercial code or in section two hundred fourteen-a of this chapter, where the time within which an action must be commenced is computed from the time when facts were discovered or from the time when facts could with reasonable diligence have been discovered, or from either of such times, the action must be commenced within two years after such actual or imputed discovery or within the period otherwise provided, computed from the time  the  cause of action accrued, whichever is longer.

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