Issue: Under New York law, what are the limits to the construction of terms in an insurance policy?
|Area of Law:||Insurance Law|
|Keywords:||Terms of insurance policy; Limits to construction; Express coverage illusory|
|Cited Cases:||314 N.E.2d 37; 357 N.Y.S.2d 705|
An insurance policy must not be construed so as to make its express coverage illusory. See, e.g., Thomas J. Lipton, Inc. v. Liberty Mut. Ins. Co., 34 N.Y.2d 356, 361, 314 N.E.2d 37, 357 N.Y.S.2d 705, 708 (1974).